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While life and auto insurers compete vigorously to gain market share, homeowners insurers must make do with paltry profit potential.

Heartland Institute President and CEO Joe Bast joined Sens. David Vitter and Jon Tester and the CEOs of insurance, environmental and taxpayer groups to argue for flood insurance reform.

Sens. David Vitter and Jon Tester are leading a final push to get flood insurance reform passed in Congress.

With Congress facing record-low approval ratings and voters complaining about partisan rancor, bringing a floor vote on reforms to the National Flood Insurance Program should offer a rare opportunity for the parties to work together.

A new memo from the U.S. Justice Department finds that the 50-year-old federal Wire Act only applies to sports betting, potentially clearing the way for in-state gambling over the Internet.

Expect Congress to pass flood insurance reform and make progress on crop insurance. Legislation looking to create optional federal charter, a national catastrophe fund backstop or to roll back Dodd-Frank or Sarbanes-Oxley all face significantly longer odds.

Alas, with the NFIP set to expire Dec. 16, the measure still faces significant obstacles, including a veto threat from the White House and a -$25.3 billion budget score.

Mandating benefits for dubious procedures like orgone therapy might seem stupid, but the truly expensive benefits mandates tend to be those for things people really want or need.

Rep. Steve Stivers’ bill, adopted yesterday by a House subcommittee, includes a tiny provision with big consequences: Barring the Federal Insurance Office from sharing almost any data it collects.

New legislation introduced by Sens. Jim DeMint and John Barrasso would give a 10-year exemption from Sarbanes-Oxley’s internal controls requirements to newly public companies with less than $1 billion in market cap.

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