OUT OFTHE STORMNEWS

Clear answers on insurance and retirement income.

Source mapped · Annual

Auto Insurance Cost Index

A planned annual index for state auto-insurance costs, built from regulator-facing premium and exposure data rather than consumer pricing samples.

This is not a quote and does not predict what any individual driver will pay.

Status
Source mapped

Source mapped; first production snapshot should start with the latest NAIC Auto Insurance Database Report.

Metric
Average expenditure per insured vehicle

State-level average cost associated with personal auto insurance, separated from personalized quote pricing.

Refresh
Annual

Published only after source refresh checks.

Downloads
Held

Raw CSV redistribution is held until NAIC reuse terms are cleared.

Primary source plan

NAIC Auto Insurance Database Report, including state-by-state average costs, written premiums, exposures, losses, and claims.

NAIC Auto Insurance Database Report

Format
NAIC publication download, report tables
Cadence
Annual publication cycle
Collection
Download the latest report, extract state average expenditure and coverage-component tables, normalize state names, then compute national/state summary rows.
Reuse / caveat
NAIC publication reuse terms need review before offering report-derived CSV downloads.

Fields to collect

  • stateNAIC Auto Insurance Database Report
  • average expenditureNAIC Auto Insurance Database Report
  • liability premiumNAIC Auto Insurance Database Report
  • collision premiumNAIC Auto Insurance Database Report
  • comprehensive premiumNAIC Auto Insurance Database Report
  • written premiumsNAIC Auto Insurance Database Report
  • exposuresNAIC Auto Insurance Database Report

This page is intentionally visible before every index has a production snapshot so readers and reviewers can inspect the source, cadence, and collection rule instead of finding an orphaned route later.

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