OUT OFTHE STORMNEWS

Independent insurance-cost data from public records.

June 2026 NFIP transactions

Flood Insurance Costs in Lee County, Florida

In June 2026, NFIP policies newly written or renewed in Lee County averaged $1,733 in premium and $2,157 in total policy cost across 13,665 transactions.

What we measure: Average premium among policies newly written or renewed that month (NFIP transactions) — not the official in-force average. OpenFEMA transaction data is published on a lag of roughly two months; the latest period shown reflects that lag.

Average premium
$1,733

newly written or renewed policies

Average total cost
$2,157

premium plus included fees

Transactions
13,665

minimum published threshold: 100

State premium rank
7 of 44

eligible counties in Florida

Lee County, state, and national comparison

The county average premium was 71.5% above the state transaction average and 73.0% above the national transaction average. Its total policy cost was 67.8% above the state figure and 67.4% above the national figure.

GeographyAvg premiumAvg total costTransactions
Lee County$1,733$2,15713,665
Florida$1,010$1,285174,012
United States$1,001$1,289452,418

The central comparison for Lee County is the distance from its state benchmark: a $1,733 average premium that was 71.5% above the state transaction average. Its 13,665 transactions rank 4 of 330 by eligible county volume.

Descriptive rank context

Premium in Florida
7 of 44
Premium nationally
30 of 330
Transaction volume nationally
4 of 330

Method nfip-county-ranks-v1. Premium ranks sort the same 330 eligible county rows by average premium, then transaction count, then FIPS; the state rank uses that state's eligible subset. Volume rank sorts by transaction count, then FIPS. These ranks describe one source month and are not a score or recommendation.

Method and limitations

  • The figures describe policies newly written or renewed in June 2026; they are not FEMA's official average across all in-force policies.
  • Only named counties with matching state and five-digit FIPS codes, finite cost values, and at least 100 transactions enter the comparison population.
  • A monthly county average can change with the mix of properties renewing. It is not a household quote and does not include private flood insurance.
  • State and national values use the same transaction-based source month. A larger sample does not mean a lower or higher household price.

Source: FEMA OpenFEMA NFIP policy transaction data (NFIP Redacted Policies v3). Snapshot generated 2026-08-30; source event through 2026-06-30. Read the complete methodology.

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