June 2026 NFIP transactions
Flood Insurance Costs in Honolulu County, Hawaii
In June 2026, NFIP policies newly written or renewed in Honolulu County averaged $684 in premium and $840 in total policy cost across 4,506 transactions.
What we measure: Average premium among policies newly written or renewed that month (NFIP transactions) — not the official in-force average. OpenFEMA transaction data is published on a lag of roughly two months; the latest period shown reflects that lag.
Honolulu County headline figures
- Average premium
- $684
- Average total cost
- $840
- Transactions
- 4,506
- State premium rank
- 3 of 4
newly written or renewed policies
premium plus included fees
minimum published threshold: 100
eligible counties in Hawaii
Honolulu County, state, and national comparison
The county average premium was 11.1% below the state transaction average and 31.7% below the national transaction average. Its total policy cost was 11.6% below the state figure and 34.8% below the national figure.
| Geography | Avg premium | Avg total cost | Transactions |
|---|---|---|---|
| Honolulu County | $684 | $840 | 4,506 |
| Hawaii | $769 | $950 | 6,205 |
| United States | $1,001 | $1,289 | 452,418 |
For Honolulu County, the state comparison uses 4,506 transactions and a $684 average premium. The result was 11.1% below the state transaction average and ranks 3 of 4 among eligible counties in the state.
Descriptive rank context
- Premium in Hawaii
- 3 of 4
- Premium nationally
- 258 of 330
- Transaction volume nationally
- 19 of 330
Method nfip-county-ranks-v1. Premium ranks sort the same 330 eligible county rows by average premium, then transaction count, then FIPS; the state rank uses that state's eligible subset. Volume rank sorts by transaction count, then FIPS. These ranks describe one source month and are not a score or recommendation.
Method and limitations
- The figures describe policies newly written or renewed in June 2026; they are not FEMA's official average across all in-force policies.
- Only named counties with matching state and five-digit FIPS codes, finite cost values, and at least 100 transactions enter the comparison population.
- A monthly county average can change with the mix of properties renewing. It is not a household quote and does not include private flood insurance.
- State and national values use the same transaction-based source month. A larger sample does not mean a lower or higher household price.
Source: FEMA OpenFEMA NFIP policy transaction data (NFIP Redacted Policies v3). Snapshot generated 2026-08-30; source event through 2026-06-30. Read the complete methodology.