OUT OFTHE STORMNEWS

Independent insurance-cost data from public records.

June 2026 NFIP transactions

Flood Insurance Costs in East Baton Rouge Parish, Louisiana

In June 2026, NFIP policies newly written or renewed in East Baton Rouge Parish averaged $548 in premium and $753 in total policy cost across 4,294 transactions.

What we measure: Average premium among policies newly written or renewed that month (NFIP transactions) — not the official in-force average. OpenFEMA transaction data is published on a lag of roughly two months; the latest period shown reflects that lag.

East Baton Rouge Parish headline figures

Average premium
$548

newly written or renewed policies

Average total cost
$753

premium plus included fees

Transactions
4,294

minimum published threshold: 100

State premium rank
25 of 30

eligible counties in Louisiana

East Baton Rouge Parish, state, and national comparison

The county average premium was 46.4% below the state transaction average and 45.3% below the national transaction average. Its total policy cost was 43.0% below the state figure and 41.5% below the national figure.

East Baton Rouge Parish, Louisiana, and national NFIP transaction averages for June 2026
GeographyAvg premiumAvg total costTransactions
East Baton Rouge Parish$548$7534,294
Louisiana$1,022$1,32244,747
United States$1,001$1,289452,418

East Baton Rouge Parish averaged $548 in premium and $753 in total policy cost, a 37.5% increase after included fees and assessments. Its 4,294-transaction premium figure was 46.4% below the state transaction average.

Descriptive rank context

Premium in Louisiana
25 of 30
Premium nationally
292 of 330
Transaction volume nationally
21 of 330

Method nfip-county-ranks-v1. Premium ranks sort the same 330 eligible county rows by average premium, then transaction count, then FIPS; the state rank uses that state's eligible subset. Volume rank sorts by transaction count, then FIPS. These ranks describe one source month and are not a score or recommendation.

Method and limitations

  • The figures describe policies newly written or renewed in June 2026; they are not FEMA's official average across all in-force policies.
  • Only named counties with matching state and five-digit FIPS codes, finite cost values, and at least 100 transactions enter the comparison population.
  • A monthly county average can change with the mix of properties renewing. It is not a household quote and does not include private flood insurance.
  • State and national values use the same transaction-based source month. A larger sample does not mean a lower or higher household price.

Source: FEMA OpenFEMA NFIP policy transaction data (NFIP Redacted Policies v3). Snapshot generated 2026-08-30; source event through 2026-06-30. Read the complete methodology.

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