Topic
Flood Insurance
How flood coverage actually works in the United States: the NFIP, private flood policies, FEMA flood maps, and what Americans pay — tracked monthly in our Flood Insurance Cost Index.
Flood + Home tool
Compare flood and homeowners cost pressure
Check area-level flood and homeowners insurance pressure using aggregated public data. No address or policy details required.
Policy deadline
Track the NFIP authorization snapshot
At the source review, Public Law 119-75 authorized NFIP through . See the proposals, lapse effects, and primary-source timeline.
National county dataset
Compare flood-insurance costs by county
Rank the top 100 named counties with at least 100 policy transactions or download every named county row.
Flood Insurance and the NFIP: What Homeowners Actually Need to Know
Learn how NFIP and private flood insurance cover homes, why lower-risk zones still flood, policy limits, waiting periods, and what to compare before buying.
Private Flood Insurance vs. the NFIP: How to Compare Quotes
Compare private flood insurance with FEMA's NFIP on limits, deductibles, waiting periods, lender acceptance, and renewal terms before choosing a quote.
How to Read a FEMA Flood Map Without Getting Fooled
What flood zone designations actually mean, why Zone X isn't the same as no risk, and how map age can leave homeowners with a false sense of security.