OUT OFTHE STORMNEWS

Independent insurance-cost data from public records.

June 2026 NFIP transactions

Flood Insurance Costs in Manatee County, Florida

In June 2026, NFIP policies newly written or renewed in Manatee County averaged $1,365 in premium and $1,720 in total policy cost across 4,162 transactions.

What we measure: Average premium among policies newly written or renewed that month (NFIP transactions) — not the official in-force average. OpenFEMA transaction data is published on a lag of roughly two months; the latest period shown reflects that lag.

Average premium
$1,365

newly written or renewed policies

Average total cost
$1,720

premium plus included fees

Transactions
4,162

minimum published threshold: 100

State premium rank
13 of 44

eligible counties in Florida

Manatee County, state, and national comparison

The county average premium was 35.1% above the state transaction average and 36.3% above the national transaction average. Its total policy cost was 33.8% above the state figure and 33.4% above the national figure.

GeographyAvg premiumAvg total costTransactions
Manatee County$1,365$1,7204,162
Florida$1,010$1,285174,012
United States$1,001$1,289452,418

In Manatee County, average premium was $1,365 and average total policy cost was $1,720. Across 4,162 transactions, the premium stood 35.1% above the state transaction average, providing both a price comparison and a fee-inclusive figure.

Descriptive rank context

Premium in Florida
13 of 44
Premium nationally
74 of 330
Transaction volume nationally
24 of 330

Method nfip-county-ranks-v1. Premium ranks sort the same 330 eligible county rows by average premium, then transaction count, then FIPS; the state rank uses that state's eligible subset. Volume rank sorts by transaction count, then FIPS. These ranks describe one source month and are not a score or recommendation.

Method and limitations

  • The figures describe policies newly written or renewed in June 2026; they are not FEMA's official average across all in-force policies.
  • Only named counties with matching state and five-digit FIPS codes, finite cost values, and at least 100 transactions enter the comparison population.
  • A monthly county average can change with the mix of properties renewing. It is not a household quote and does not include private flood insurance.
  • State and national values use the same transaction-based source month. A larger sample does not mean a lower or higher household price.

Source: FEMA OpenFEMA NFIP policy transaction data (NFIP Redacted Policies v3). Snapshot generated 2026-08-30; source event through 2026-06-30. Read the complete methodology.

Continue the comparison