OUT OFTHE STORMNEWS

Independent insurance-cost data from public records.

June 2026 NFIP transactions

Flood Insurance Costs in Cameron County, Texas

In June 2026, NFIP policies newly written or renewed in Cameron County averaged $526 in premium and $720 in total policy cost across 3,219 transactions.

What we measure: Average premium among policies newly written or renewed that month (NFIP transactions) — not the official in-force average. OpenFEMA transaction data is published on a lag of roughly two months; the latest period shown reflects that lag.

Average premium
$526

newly written or renewed policies

Average total cost
$720

premium plus included fees

Transactions
3,219

minimum published threshold: 100

State premium rank
34 of 35

eligible counties in Texas

Cameron County, state, and national comparison

The county average premium was 44.4% below the state transaction average and 47.5% below the national transaction average. Its total policy cost was 41.0% below the state figure and 44.1% below the national figure.

GeographyAvg premiumAvg total costTransactions
Cameron County$526$7203,219
Texas$945$1,22173,547
United States$1,001$1,289452,418

State rank gives Cameron County's result useful scale: a $526 average premium at rank 34 of 35. It was 44.4% below the state transaction average, using 3,219 county transactions.

Descriptive rank context

Premium in Texas
34 of 35
Premium nationally
300 of 330
Transaction volume nationally
29 of 330

Method nfip-county-ranks-v1. Premium ranks sort the same 330 eligible county rows by average premium, then transaction count, then FIPS; the state rank uses that state's eligible subset. Volume rank sorts by transaction count, then FIPS. These ranks describe one source month and are not a score or recommendation.

Method and limitations

  • The figures describe policies newly written or renewed in June 2026; they are not FEMA's official average across all in-force policies.
  • Only named counties with matching state and five-digit FIPS codes, finite cost values, and at least 100 transactions enter the comparison population.
  • A monthly county average can change with the mix of properties renewing. It is not a household quote and does not include private flood insurance.
  • State and national values use the same transaction-based source month. A larger sample does not mean a lower or higher household price.

Source: FEMA OpenFEMA NFIP policy transaction data (NFIP Redacted Policies v3). Snapshot generated 2026-08-30; source event through 2026-06-30. Read the complete methodology.

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