Data · June 2026 data · 14-month trend
Arkansas Flood Insurance Costs
Arkansas's flood insurance cost index stood at $1,120 in June 2026, measured across policies newly written or renewed that month. That runs +11.8% above the national average of $1,001. The figure is up 7.4% year over year. Across 975 transactions in 60 counties, the highest county-level average was $7,212 in Columbia County.
What we measure: Average premium among policies newly written or renewed that month (NFIP transactions) — not the official in-force average. OpenFEMA transaction data is published on a lag of roughly two months; the latest period shown reflects that lag.
Key facts — June 2026
- Average premium
- $1,120
- Avg total cost (with fees)
- $1,480
- Change (year over year)
- +7.4%
- vs national average
- +11.8%
- Policies written or renewed
- 975
- Counties reporting
- 60
Arkansas trend, last 14 months
Average premium among policies newly written or renewed each month. Bars scale to the highest month shown.
| Month | Avg premium | Premium relative to highest month | Avg total cost | Policies |
|---|---|---|---|---|
| May 2025 | $967 | $1,305 | 1,033 | |
| June 2025 | $1,043 | $1,384 | 1,005 | |
| July 2025 | $1,116 | $1,440 | 1,063 | |
| August 2025 | $1,043 | $1,374 | 1,106 | |
| September 2025 | $1,003 | $1,321 | 998 | |
| October 2025 | $956 | $1,279 | 1,021 | |
| November 2025 | $903 | $1,211 | 814 | |
| December 2025 | $1,000 | $1,351 | 854 | |
| January 2026 | $1,058 | $1,417 | 727 | |
| February 2026 | $1,011 | $1,384 | 949 | |
| March 2026 | $1,027 | $1,375 | 933 | |
| April 2026 | $1,030 | $1,383 | 925 | |
| May 2026 | $1,048 | $1,394 | 979 | |
| June 2026 | $1,120 | $1,480 | 975 |
County breakdown — June 2026
Sorted by average premium, highest first. Rows labeled with a FIPS code are reporting areas without a matched county name. Watch the policy count before reading much into small-county averages.
| County | Avg premium | Premium relative to highest county | Avg total cost | Policies |
|---|---|---|---|---|
| Columbia County | $7,212 | $8,807 | 1 | |
| Boone County | $3,635 | $4,586 | 1 | |
| Woodruff County | $3,544 | $4,479 | 5 | |
| Pope County | $3,000 | $3,815 | 10 | |
| Izard County | $2,610 | $3,242 | 5 | |
| Johnson County | $2,326 | $3,042 | 1 | |
| Baxter County | $2,027 | $2,593 | 7 | |
| Independence County | $2,006 | $2,562 | 11 | |
| Cleburne County | $1,842 | $2,377 | 12 | |
| Lawrence County | $1,818 | $2,292 | 9 | |
| Sevier County | $1,777 | $2,394 | 1 | |
| Van Buren County | $1,586 | $2,056 | 2 | |
| Montgomery County | $1,550 | $2,126 | 2 | |
| Sharp County | $1,448 | $1,893 | 2 | |
| Hot Spring County | $1,366 | $1,834 | 3 | |
| Pulaski County | $1,296 | $1,681 | 193 | |
| Garland County | $1,289 | $1,665 | 49 | |
| Yell County | $1,278 | $1,730 | 3 | |
| Faulkner County | $1,242 | $1,610 | 50 | |
| Grant County | $1,208 | $1,554 | 4 | |
| Washington County | $1,182 | $1,604 | 93 | |
| Ouachita County | $1,165 | $1,559 | 2 | |
| Crawford County | $1,141 | $1,531 | 10 | |
| Clark County | $1,132 | $1,587 | 5 | |
| Sebastian County | $1,124 | $1,468 | 26 | |
| Benton County | $1,109 | $1,439 | 42 | |
| Randolph County | $1,090 | $1,433 | 3 | |
| Prairie County | $1,052 | $1,426 | 2 | |
| Union County | $1,023 | $1,335 | 8 | |
| White County | $995 | $1,308 | 22 | |
| Pike County | $979 | $1,452 | 1 | |
| Lonoke County | $961 | $1,302 | 26 | |
| Jefferson County | $936 | $1,252 | 30 | |
| Crittenden County | $916 | $1,248 | 50 | |
| Poinsett County | $914 | $1,215 | 7 | |
| Cross County | $893 | $1,294 | 8 | |
| Arkansas County | $877 | $1,182 | 9 | |
| Chicot County | $875 | $1,150 | 30 | |
| Saline County | $866 | $1,114 | 22 | |
| Fulton County | $848 | $1,298 | 1 | |
| Jackson County | $800 | $1,100 | 8 | |
| Miller County | $792 | $1,091 | 16 | |
| Drew County | $779 | $992 | 2 | |
| Greene County | $757 | $1,058 | 29 | |
| Howard County | $709 | $964 | 4 | |
| St. Francis County | $676 | $915 | 5 | |
| Clay County | $672 | $933 | 10 | |
| Craighead County | $653 | $931 | 58 | |
| Ashley County | $652 | $898 | 4 | |
| Perry County | $631 | $816 | 2 | |
| Polk County | $621 | $805 | 1 | |
| Monroe County | $618 | $903 | 11 | |
| Desha County | $612 | $847 | 17 | |
| Stone County | $602 | $782 | 1 | |
| Mississippi County | $569 | $796 | 17 | |
| Lincoln County | $507 | $746 | 6 | |
| Lee County | $503 | $730 | 7 | |
| Phillips County | $462 | $649 | 7 | |
| Hempstead County | $400 | $544 | 1 | |
| FIPS 05000 | $226 | $564 | 1 |
Use this data
Download Arkansas CSV (arkansas.csv) — free to reuse with attribution. Read the full methodology for formulas, update cadence, and limitations. Source: FEMA OpenFEMA NFIP policy transaction data (NFIP Redacted Policies v3).
"Arkansas Flood Insurance Costs." Out of the Storm News Flood Insurance Cost Index, June 2026, based on FEMA OpenFEMA NFIP policy transaction data. https://outofthestormnews.com/flood-insurance/costs/arkansas
Related guides
Compare county data, then use the editorial guides to understand how NFIP coverage and pricing work in practice.