Data · June 2026 data · 14-month trend
Kansas Flood Insurance Costs
Flood insurance policies newly written or renewed in Kansas during June 2026 carried an average premium of $1,008. That puts the state roughly in line with the national average of $1,001. Costs have risen 0.6% year over year. 689 policies were written or renewed statewide that month; Ford County was the priciest county at $2,310 on average.
What we measure: Average premium among policies newly written or renewed that month (NFIP transactions) — not the official in-force average. OpenFEMA transaction data is published on a lag of roughly two months; the latest period shown reflects that lag.
Key facts — June 2026
- Average premium
- $1,008
- Avg total cost (with fees)
- $1,329
- Change (year over year)
- +0.6%
- vs national average
- +0.7%
- Policies written or renewed
- 689
- Counties reporting
- 61
Kansas trend, last 14 months
Average premium among policies newly written or renewed each month. Bars scale to the highest month shown.
| Month | Avg premium | Premium relative to highest month | Avg total cost | Policies |
|---|---|---|---|---|
| May 2025 | $1,030 | $1,351 | 648 | |
| June 2025 | $1,002 | $1,322 | 732 | |
| July 2025 | $929 | $1,246 | 724 | |
| August 2025 | $1,020 | $1,341 | 635 | |
| September 2025 | $1,075 | $1,405 | 564 | |
| October 2025 | $971 | $1,276 | 545 | |
| November 2025 | $994 | $1,320 | 472 | |
| December 2025 | $978 | $1,298 | 459 | |
| January 2026 | $1,038 | $1,389 | 427 | |
| February 2026 | $1,047 | $1,376 | 423 | |
| March 2026 | $1,119 | $1,473 | 579 | |
| April 2026 | $1,015 | $1,329 | 610 | |
| May 2026 | $1,060 | $1,389 | 628 | |
| June 2026 | $1,008 | $1,329 | 689 |
County breakdown — June 2026
Sorted by average premium, highest first. Rows labeled with a FIPS code are reporting areas without a matched county name. Watch the policy count before reading much into small-county averages.
| County | Avg premium | Premium relative to highest county | Avg total cost | Policies |
|---|---|---|---|---|
| Ford County | $2,310 | $2,933 | 5 | |
| Wyandotte County | $1,887 | $2,484 | 34 | |
| Anderson County | $1,651 | $2,245 | 1 | |
| Montgomery County | $1,528 | $1,931 | 8 | |
| Pottawatomie County | $1,438 | $1,855 | 13 | |
| Leavenworth County | $1,324 | $1,653 | 12 | |
| Jefferson County | $1,254 | $1,552 | 6 | |
| Miami County | $1,253 | $1,551 | 4 | |
| Butler County | $1,245 | $1,611 | 16 | |
| Thomas County | $1,243 | $1,539 | 1 | |
| Kingman County | $1,162 | $1,443 | 2 | |
| Cowley County | $1,154 | $1,489 | 4 | |
| Sedgwick County | $1,129 | $1,483 | 106 | |
| Shawnee County | $1,091 | $1,415 | 85 | |
| Crawford County | $1,061 | $1,324 | 12 | |
| Dickinson County | $1,031 | $1,288 | 8 | |
| Johnson County | $1,029 | $1,337 | 82 | |
| Lincoln County | $985 | $1,347 | 2 | |
| Harvey County | $983 | $1,258 | 17 | |
| Doniphan County | $978 | $1,282 | 4 | |
| McPherson County | $961 | $1,262 | 4 | |
| Allen County | $947 | $1,293 | 13 | |
| Nemaha County | $898 | $1,357 | 2 | |
| Rush County | $861 | $1,200 | 2 | |
| Clay County | $853 | $1,154 | 6 | |
| Linn County | $838 | $1,061 | 2 | |
| Reno County | $837 | $1,109 | 23 | |
| Neosho County | $829 | $1,050 | 2 | |
| Ellis County | $815 | $1,136 | 11 | |
| Labette County | $779 | $1,016 | 9 | |
| Sumner County | $761 | $1,070 | 9 | |
| Saline County | $756 | $1,007 | 21 | |
| Geary County | $743 | $1,061 | 6 | |
| Coffey County | $721 | $923 | 1 | |
| Cherokee County | $707 | $906 | 1 | |
| Riley County | $706 | $968 | 61 | |
| Franklin County | $706 | $995 | 5 | |
| Norton County | $689 | $885 | 1 | |
| Wabaunsee County | $686 | $994 | 2 | |
| Osage County | $684 | $954 | 3 | |
| Douglas County | $656 | $902 | 24 | |
| Ellsworth County | $642 | $905 | 6 | |
| Jackson County | $626 | $1,036 | 1 | |
| Barton County | $598 | $819 | 11 | |
| Harper County | $593 | $951 | 5 | |
| Rice County | $537 | $763 | 4 | |
| Finney County | $527 | $694 | 1 | |
| Lyon County | $525 | $803 | 8 | |
| Edwards County | $520 | $775 | 5 | |
| Ottawa County | $512 | $751 | 6 | |
| Marion County | $454 | $608 | 1 | |
| Chase County | $449 | $602 | 2 | |
| Wilson County | $439 | $590 | 1 | |
| Mitchell County | $389 | $756 | 1 | |
| Pratt County | $386 | $527 | 1 | |
| Seward County | $374 | $513 | 1 | |
| Sherman County | $328 | $459 | 1 | |
| Woodson County | $303 | $430 | 1 | |
| Rooks County | $262 | $381 | 1 | |
| Kearny County | $252 | $369 | 1 | |
| Republic County | $231 | $570 | 1 |
Use this data
Download Kansas CSV (kansas.csv) — free to reuse with attribution. Read the full methodology for formulas, update cadence, and limitations. Source: FEMA OpenFEMA NFIP policy transaction data (NFIP Redacted Policies v3).
"Kansas Flood Insurance Costs." Out of the Storm News Flood Insurance Cost Index, June 2026, based on FEMA OpenFEMA NFIP policy transaction data. https://outofthestormnews.com/flood-insurance/costs/kansas
Related guides
Compare county data, then use the editorial guides to understand how NFIP coverage and pricing work in practice.