Data · June 2026 data · 14-month trend
Nebraska Flood Insurance Costs
In June 2026, the average premium among Nebraska NFIP policies newly written or renewed that month was $954. The state pays less than the country as a whole — 4.8% under the $1,001 national average. Costs have risen 7.2% year over year. 690 policies were written or renewed statewide that month; Richardson County was the priciest county at $2,520 on average.
What we measure: Average premium among policies newly written or renewed that month (NFIP transactions) — not the official in-force average. OpenFEMA transaction data is published on a lag of roughly two months; the latest period shown reflects that lag.
Key facts — June 2026
- Average premium
- $954
- Avg total cost (with fees)
- $1,281
- Change (year over year)
- +7.2%
- vs national average
- -4.8%
- Policies written or renewed
- 690
- Counties reporting
- 57
Nebraska trend, last 14 months
Average premium among policies newly written or renewed each month. Bars scale to the highest month shown.
| Month | Avg premium | Premium relative to highest month | Avg total cost | Policies |
|---|---|---|---|---|
| May 2025 | $878 | $1,188 | 792 | |
| June 2025 | $889 | $1,210 | 750 | |
| July 2025 | $967 | $1,306 | 747 | |
| August 2025 | $880 | $1,198 | 670 | |
| September 2025 | $926 | $1,253 | 662 | |
| October 2025 | $883 | $1,195 | 579 | |
| November 2025 | $913 | $1,233 | 486 | |
| December 2025 | $988 | $1,338 | 548 | |
| January 2026 | $1,010 | $1,377 | 474 | |
| February 2026 | $965 | $1,300 | 509 | |
| March 2026 | $971 | $1,297 | 645 | |
| April 2026 | $994 | $1,328 | 714 | |
| May 2026 | $938 | $1,262 | 744 | |
| June 2026 | $954 | $1,281 | 690 |
County breakdown — June 2026
Sorted by average premium, highest first. Rows labeled with a FIPS code are reporting areas without a matched county name. Watch the policy count before reading much into small-county averages.
| County | Avg premium | Premium relative to highest county | Avg total cost | Policies |
|---|---|---|---|---|
| Richardson County | $2,520 | $3,271 | 1 | |
| Thayer County | $1,781 | $2,324 | 3 | |
| Boone County | $1,428 | $1,795 | 6 | |
| Madison County | $1,414 | $1,790 | 9 | |
| Douglas County | $1,342 | $1,764 | 124 | |
| Washington County | $1,293 | $1,662 | 7 | |
| Gage County | $1,196 | $1,528 | 5 | |
| Polk County | $1,196 | $1,708 | 1 | |
| Nance County | $1,149 | $1,484 | 4 | |
| Butler County | $1,149 | $1,540 | 2 | |
| Knox County | $1,136 | $1,588 | 9 | |
| Dixon County | $1,132 | $1,577 | 4 | |
| Merrick County | $1,117 | $1,391 | 6 | |
| Saline County | $1,108 | $1,454 | 6 | |
| Hamilton County | $1,086 | $1,428 | 3 | |
| Buffalo County | $1,085 | $1,433 | 14 | |
| Platte County | $1,075 | $1,402 | 11 | |
| York County | $1,022 | $1,279 | 5 | |
| Sarpy County | $999 | $1,318 | 74 | |
| Wayne County | $998 | $1,250 | 1 | |
| Dakota County | $965 | $1,340 | 7 | |
| Pierce County | $955 | $1,199 | 5 | |
| Cass County | $939 | $1,276 | 42 | |
| Colfax County | $906 | $1,163 | 30 | |
| Otoe County | $893 | $1,126 | 1 | |
| Johnson County | $891 | $1,123 | 1 | |
| Dodge County | $883 | $1,168 | 75 | |
| Nuckolls County | $801 | $1,092 | 3 | |
| Custer County | $794 | $1,121 | 2 | |
| Kearney County | $793 | $1,083 | 6 | |
| Keith County | $789 | $1,228 | 5 | |
| Dawson County | $758 | $996 | 15 | |
| Adams County | $755 | $963 | 7 | |
| Red Willow County | $752 | $1,071 | 2 | |
| Saunders County | $744 | $1,048 | 39 | |
| Seward County | $742 | $1,060 | 2 | |
| Howard County | $736 | $941 | 3 | |
| Hall County | $725 | $1,125 | 8 | |
| Burt County | $705 | $1,017 | 2 | |
| Lancaster County | $677 | $980 | 87 | |
| Clay County | $654 | $844 | 1 | |
| Dawes County | $651 | $885 | 5 | |
| Lincoln County | $588 | $830 | 14 | |
| Stanton County | $584 | $912 | 3 | |
| Hitchcock County | $571 | $746 | 1 | |
| Gosper County | $497 | $658 | 1 | |
| Antelope County | $484 | $755 | 2 | |
| Scotts Bluff County | $478 | $636 | 10 | |
| Sherman County | $454 | $608 | 1 | |
| Cheyenne County | $397 | $540 | 1 | |
| Cedar County | $394 | $537 | 1 | |
| Dundy County | $384 | $750 | 1 | |
| Holt County | $314 | $443 | 1 | |
| Garden County | $252 | $595 | 2 | |
| Sheridan County | $242 | $358 | 1 | |
| Kimball County | $225 | $563 | 1 | |
| FIPS 31000 | $204 | $537 | 7 |
Use this data
Download Nebraska CSV (nebraska.csv) — free to reuse with attribution. Read the full methodology for formulas, update cadence, and limitations. Source: FEMA OpenFEMA NFIP policy transaction data (NFIP Redacted Policies v3).
"Nebraska Flood Insurance Costs." Out of the Storm News Flood Insurance Cost Index, June 2026, based on FEMA OpenFEMA NFIP policy transaction data. https://outofthestormnews.com/flood-insurance/costs/nebraska
Related guides
Compare county data, then use the editorial guides to understand how NFIP coverage and pricing work in practice.